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Devise Singapore

Why Choose Us

Devise is not just a loan consultant — we’re your capital intelligence partner.

01

Authority: The Power Beyond Portals

Most brokers and online portals promise the same thing: “We have many lenders.” But here’s the truth — having lenders is useless if they all say no. At Devise, we don’t just forward your documents and wait for an answer. We engineer your profile, structure your application, and present it in a way that maximizes approval.

 

Because of our exclusive ecosystem — spanning banks, private lenders, and investors — we don’t stop at “apply and hope.” If a bank isn’t suitable, we explore asset-backed financing, invoice discounting, equity, or personal structures to secure the capital you need.

 

With Devise, your application isn’t just another number in the system. It’s a battle we fight until you win.

02

Trust: Every Application Matters

In the world of lending, one careless rejection can ruin your future chances. Yet many so-called consultants treat applications like a numbers game — submit, wait, repeat. At Devise, we know better. Every application is a delicate strategy, not a 4d ticket. That’s why we carefully assess, structure, and position your case before it ever reaches a lender’s desk.

 

We are not a click-and-compare portal. We are not a casual middleman. We are the capital partner who defends your credibility with lenders. By working with banks, private funds, and investors, we open doors that most brokers can’t even access. And when others give up, we go deeper — whether it’s unlocking cash from your assets, leveraging your invoices, or structuring a hybrid financing plan.

 

With Devise, you don’t just apply for a loan. You secure a financial strategy built to win.

03

Strategy: Capital Intelligence

Anyone can apply for a business loan. The question is: Can you get approved, for the right amount, on the right terms? That’s where Devise makes the difference. While others stop at submitting forms, we dig deeper — aligning your financials with the lender’s appetite, choosing the right structure, and ensuring no detail is missed.

 

Because we work with the entire capital spectrum — from traditional banks to private lenders and strategic investors — our role is not just to “find you money.” It’s to architect the best possible funding path for your business. That could mean a bank loan today, but it might also mean asset financing, invoice factoring, or personally-backed structures tomorrow.

 

At Devise, we don’t gamble with your future. We design it. That’s why we’re not just another loan broker. We’re the Capital Architects — turning your need for funds into a powerful growth strategy.

Loan At Your Fingertips

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Strategic Implementation

Portals and comparison websites just show you options.

We engineer and strategise your profile to fit the lender's approval model.

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Negotiating Power

Lenders don’t fight for you.

We do.

Devise negotiates rates, terms, and structures that online portals won't. 

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Lender's Network

Everyone has lenders.

Anyone can apply online.

Only Devise has the ability to make them say YES.

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Fast Approval & Support

We move your application with precision. Once approved, funds are released quickly. And our role doesn’t end there — we monitor your financing health, advise on refinancing, and guide future capital strategies

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Smart Capital Assessment

You share your business details once. We review not just documents, but your entire financial story — to understand strengths, risks, and hidden potential that most brokers overlook.

Strategic Structuring
& Matching

We build a tailored capital plan, structuring your case for banks, private lenders, or investors. Every application is positioned to maximize approval and amount — no random submissions, no careless rejections.

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Unlock Capital.
Unlock Growth.

Apply in minutes.

Get set up for success - fast, simple, stress-free.

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Get Your

Business

Loan

Right Here

Business Loan

in Numbers

+500

Businesses Helped

Over 500 SMES Supported

35M

Loan Approved

Disbursed By Lenders

1w

Time Frame

Quick Proccess

85%

Successful Application

Success Rate on Loans Approval

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Frequently Asked Questions

  • On average, the process takes 7 days from submission to completion. However, every case has its own story.

    Straightforward applications flow quickly, while more complex situations may take longer as we tailor solutions with care and precision.

  • Typically, we’ll need your full set of documents: 2 years’ NOA, 2 years’ P&L, 6 months’ bank statements, CBS report, and MLCB report.

    But to begin, we keep it simple—just provide your CBS report and 6 months’ bank statements, and we can start the process right away.

  • We partner with banks, financial institutions, and carefully screened private lenders and investors who are reputable and legitimate.

  • Yes, private property is an asset and can be leveraged through equity financing as an additional option.

    Seek further advice from us to explore the best approach.

  • In many cases, applications fall short due to ratio requirements.

    With us, you’ll not only understand what went wrong but also gain the expertise and guidance to fix it.

  • Lenders often view applications on a transactional basis since they offer only single products. A rejection may lead them to see you as unqualified.

    With us, you gain access to multiple alternatives, ensuring that no matter the outcome, we will be there to advise and guide you throughout the process.

  • With us, your time is never wasted. We value it as your most precious asset and are committed to finding the right solution for you.

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