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Devise Singapore

Financing Solutions

At Devise, we understand that capital is the lifeblood of every business. Whether you need funding to fuel expansion, manage cash flow, invest in equipment, or seize new opportunities, we provide tailored financing solutions that work for you—not against you.

 

With our extensive network of banks, financial institutions, and private lenders, we take the guesswork out of securing funding. Instead of navigating the complex lending landscape alone, let us handle the heavy lifting while you focus on growing your business.

Small Business Loans

When cash flow gets tight, a small business loan of up to $100,000 can help cover everyday expenses like payroll, rent, and inventory. We structure financing that fits your cash cycle, so you can keep operations running without interruption.

  • Short-term & flexible repayment options

  • Fast approval & funding

  • No need for collateral in most cases

Business Term Loans

A term loan is ideal for businesses looking to make big moves—expansion, new product lines, or investing in technology. Get lump-sum financing with predictable repayments over a fixed period, usually 3 - 5 years. 

  • High loan amounts for major investments

  • Competitive interest rates

  • Fixed terms for easier budgeting

Property Backed Loan

Property Backed loan is particularly beneficial for companies looking for a substantial cash influx to cover operational costs, fund expansion plans, or manage cash flow without selling their valuable property assets.

  • LTV of up to 85% for residential properties

  • Not subject to TDSR restriction and LTV limits

  • Suitable for Residential, Commercial and Industrial properties

Line of Credit

A business line of credit gives you access to funds on demand, similar to a credit card. Withdraw funds only when needed and pay interest only on what you use.

  • Flexibility to borrow and repay as needed

  • Only pay interest on what you use

  • Ideal for unexpected expenses and short-term needs

Alternative Financing

Traditional lending sources may dry up, interest rates may be way above your affordability. By utilizing creative financing, you can overcome these challenges and start to grow your wealth.

 

  • Non-traditional way of getting loans

  • Able to structure creative ways to get capital

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